Effective Date: March 18, 2026

R James & Associates LLC ("we," "us," or "our") is committed to protecting your personal information and your right to privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit https://www.rjamesandassociates.com or use our services.

1. Information We Collect
We may collect the following types of personal information:

Full name, email address, phone number, and mailing address

Business name, industry, years in operation, and annual revenue

Financial information required to evaluate funding eligibility

Technical data including IP address, browser type, and pages visited

Communications you send us via email, phone, or web forms

2. How We Use Your Information
We use your information to:

Evaluate and process your small business funding applications

Connect you with appropriate lending partners and financial institutions

Communicate about your application status and available funding options

Send SMS/text messages you have opted in to receive

Respond to your inquiries and provide customer support

Improve our website, services, and marketing efforts

Comply with applicable laws and regulations

3. SMS / Text Messaging Communications
By providing your mobile phone number and opting in, you expressly consent to receive SMS/text messages from R James & Associates LLC at the number provided. These messages may include:

Loan status updates and application progress notifications

Funding alerts and new financing opportunities

Appointment reminders and follow-up communications

Message Frequency: Up to 4 messages per month.
Message & Data Rates May Apply.

To opt out at any time, reply STOP to any SMS message.
To request help, reply HELP or contact us at:
📧 [email protected] | 📞 +1 (866) 764-7760

Your consent to receive SMS messages is not a condition of purchasing any product or service. We do not sell, rent, or share your phone number with third parties for their marketing purposes.

4. Sharing Your Information
We do not sell your personal information. We may share your information with:

Lending partners and financial institutions to process your funding application

Third-party service providers who assist in operating our business (under strict confidentiality)

Law enforcement or regulatory authorities when required by applicable law

Successors in the event of a merger, acquisition, or sale of company assets

5. Data Security
We implement appropriate technical and administrative security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is 100% secure.

6. Your Rights
You may have the right to:

Access the personal information we hold about you

Request correction of inaccurate information

Request deletion of your personal information

Opt out of SMS at any time by replying STOP

Opt out of marketing emails by clicking "unsubscribe"

7. Cookies & Tracking Technologies
Our website may use cookies and similar tracking technologies to improve user experience and analyze site traffic. You may adjust browser settings to refuse cookies; however, some site features may not function properly.

8. Children's Privacy
Our services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors.

9. Changes to This Privacy Policy
We reserve the right to update this Privacy Policy at any time. Changes will be posted with an updated effective date. Continued use of our services constitutes acceptance of the revised policy.

10. Contact Us
R James & Associates LLC
444 W 60th St, Jacksonville, FL 32208
📧 [email protected]
📞 +1 (866) 764-7760
🌐 https://www.rjamesandassociates.com